Walt Disney famously said “I could never convince the financiers, that Disneyland was feasible, because
dreams offer too little collateral.”

Many an enterprise never saw its realisation and many a dream of a first car or house or business, was laid to
waste, because of uninformed decisions, leading to rash conclusions and unintentional failure.

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What is asset finance?

Asset finance is a financing solution that gives you access to business assets. It enables you to confidently obtain the assets you need for growth in your business.

How we do it at Optimum

Optimum Finance exists to provide asset-based finance solutions to the individual as well as the larger
enterprise or business.  We can do this by offering sale agreements and rental facilities to clients through our vast client and dealer network, spanning motor and commercial vehicles, medical equipment, earthmoving-and industrial equipment. 

Optimum also offers our specialist services in regard to residential and commercial property needs, providing our clients with the best possible deal and tax-efficient structures, creating cost-effective, flexible solutions, aimed at meeting each client’s specific requirement.

Our team of highly motivated experts can provide finance solutions, fitting any company’s budget and objective, without compromising quality or productivity, irrespective the scale of the operation.  Even when experiencing a cash flow problem or equity being required, we can refinance assets, offering sell-and-leaseback of said assets, to better serve and assist.

We can adapt and conform to each client’s specific requirements, ensuring an efficient process of application, in any of the available asset finance facilities, being transport; aviation; agricultural; industrial; construction; engineering; medical; manufacturing and passenger vehicles.


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Shipping is the sole responsibility of the selling Vendor. VIRTUAL does not offer ANY logistics support to either the Vendor or the Customer. Please refer to our site Terms & Conditions should you require further information.

Refund Policy

Refunds can only be requested within the first 5 days after purchase and must be made in writing (email), providing the Vendor's Terms & Conditions have been adhered to. Initial requests must be made directly to the Vendor. VIRTUAL will only mediate should the Customer & Vendor not reach a mutually acceptable agreement within 7 days of the initial purchase.

Cancellation / Return / Exchange Policy

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